Your Guide to U.S. Merchant Services

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Features & Pricing

FeatureMonthly FeeRateIntegration
Credit Card Processing$25.002.9% + $0.30API, Plugin
ACH Payments$15.001.0% (max $5)API
Virtual Terminal$10.003.5% + $0.15Web Portal
Mobile Card Reader$0.002.75% + $0.00Mobile App
Recurring Billing$20.002.9% + $0.30API, Plugin

Pros & Cons

Pros

  • Competitive transaction rates for small businesses
  • No setup fees or long-term contracts
  • 24/7 customer support with dedicated account manager
  • PCI compliance assistance included
  • Same-day funding available for qualified merchants

Cons

  • Higher fees for international transactions
  • Limited support for niche payment methods
  • Chargeback fees can add up for high-risk industries
  • Mobile app lacks some advanced reporting features

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